Representative Example for Hire Purchase (HP): Cash price £23,995.00, Annual Interest Rate (fixed) 5.19% p.a., with a representative 9.9% APR, total amount of credit £21,596.00, deposit of £2,399.00, an initial payment of £453.32, followed by 58 monthly payments of £453.32 with a final payment of £453.32, total amount payable is £29,598.20